Why does my health insurance company want money from my lawsuit for my car accident?
If you are involved in a car accident, many times medical care is required to bring you back to good health. If you are not at fault, then you also have the right to sue for any injuries you have sustained and for property damages. Damages to your person are called personal injuries. So, attorneys in this line of work are called personal injury attorneys. If you sue the person that hit you and you get a large award, then the medical insurance company has a right to claim some of that award for themselves if they paid for your medical care. The reason is, if not for the person who hit you, the medical insurance company would have been able to keep their money. Essentially, when you sue the person who hit you, the insurance company wants a piece of the pie. Under the law, they are entitled to their cut. If what the insurance company is demanding is higher than what you are receiving, you may need an attorney to file a joinder action in court and have a judge decide who gets what amount of money. It is important to use an attorney that is knowledgeable in this area of law. Our civil litigation division is extremely experienced in this area. For more information about this area of law, or any of our legal services, please call us for a free phone consultation!